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Ok thanks

Well thanks for the information and I will continue the research.

And remember, it looks like something deeper is going on. 

I wanted to talk about saving banks fees for everyone and we are going down the wrong path. 

Good luck and thanks I will see what I can do to help. I've joined an orginzation called Kiva and they seem to be helping. 

Good luck and Remember to SAve that bank fee..

Hello,  Most of the adults passed away.  I am not sure but was it not war that drove them to this awful situtation.

As for you saying between right and wrong I view it there are no right or wrong answers.  It is always what is right for the person.  What may be right for one may not be for another.  For this reason I choose Love.  Love conquers all.  For when we have love success and wealth will always follow.

Wishing you the best

I did not at first but then as time progresses I do. It took me years to learn that and I'm glad I went throught it because it taught me a lot of things.

I alway hated that part of my life but when I learned what I needed to learn and moved forward I saw what I had to learn. 

Remember that you must take what has happen to you and apply it to your life and you will get the life you want. 

I fight with people, because you cannot convieance me that I'm wrong. Why? Because I've been through it. When these people are saying I'm wrong or they feel sorry for me. They are not talking about me, they are talking about themselve. 

But also, all this started by me helping other learn something about what is going on with finance. What I learned from all this, it's not about the money, it goes deeper. They are feeling the pain becuase of the mistake they did and they are trying to get it out and sometime it takes by someone putting a mirror to there face to make them better. 

So Save money but it's a deeper problem that they are having. 

I've seen it all and I've been to hell and back but I know that people can better themselves. 

Now when you are talking about third world country. You are saying did the children have that choice...but they have adult parents who made those choices for them. The adults around the children who are out of control. Yes the child dies or can't eat today. But the adults who are making that decision for them... The adults. 

I feel very sorry for the kids, but kids are having kids now a day and those adult kids are the one who are having the problem and they drag the kids into the problems... The adults around them are the problems, not the kids. But if you notice when you see TV or a news article, those people push the kids in front us. Not the Adults. Think about that. 

So where are the adults who are making that decision for the kids? When are the grown up who need to learn to protect there family? Where are the adults who are suppose to protect, feed and work for there kids... Where are they. 

I always see that and I wonder, where are the adults....

Hello,  I see how you are looking at it.  I have to ask do you have forgiveness for these people that wronged you?  You see the way I see it also is these people that live in the as they call it 3rd world countries.  Did the children and babies have a choice there?  Each and everyday they are sick and starving and death.  Did they choose to be there?

Take care my friend wishing you the best.

I"m sorry but we all make choices in our lives, including who we hang out with. Sometime you have to listen and learn and then you can figure out who is who.

Again, if everyone is listening, who choice what to do in life and you choice your friends. 

Example: when I was living in the streets, a lof the people that were talking to me had a record. They choiced to hide. As I spoke to them, I heard what they were saying and I got stund by them. I learned a lesson hard but I learned to listen to people. 

I chose wrong and I got burned. So I know what it is like. When I wised up I saw who was who. It hurt, I got hurt but I learned. 

People make chocies and I chose wrong at the time but I learned. So I've been there and done that. 

There are federal regulations & if they overcharge you then they have to pay repay you back the fees.I know that a few years ago it happened with Wells Fargo & they were also overcharging in the Mortgage industry.

Thanks for the info.

Now, let me see. My letter says that my bank fees are going up in Sept. 2010..

Thanks, 

Also I learned in the state that you live in has a different rule with banking. But you need to see what is going on in other states...

Here is another link for regulations : http://www.federalreserve.gov/bankinforeg/reglisting.htm

Thank you for shedding light on the idea. Us American's are not to have a fee on a fee on a fee. We like saving money. With people who have tight budgets, $12.00 is a lot of money.

I want to help my fellow American's to save money and let them elvaluate the spending. Some people can't get away from plastic. I did it and it worked fine with me. I'm saving a lot of money by making changes. 

American's find themselves in stuck in the middle. Hey if it work for you then live with it. If not, it's time to make changes. 

Thanks for that. 

Hello,  Here in Canada we had fees on credit cards and debit cards for a long time.  I do at times live on cash.  When I use my debit card I can use it as many times as I so choose and it costs me 12.00 a month.  Thats not bad considering how many times I use it.  Sure I could save myself 144 a year if I go totally on cash.  I hear you are trying to say fees are going up.

Thank you for the link and I will do some more research but when I get a letter from my bank and they are raising prices, then that beat everything.

It's time to look for another bank. I'm not going to pay the prices...

I live on CAsh....

Thanks for the information, look at other sites and see what is going. It is time for you to learn more. 

How can you say that when I have a letter that came to me in the mail from my bank and it's say that they are raising price and giving me a list of all the fees they are raising...

You need to look at the law again, each bank has they own rules... 

Plus as I speak to different people from all over the country, there fees are going up. One bank said they are rasing fees because they are losing money. 

Look at the news and see the news and look at the information..

You are dead wrong because you are not looking at what is going wrong. 

My letter from the bank is proof of what is going wrong. 

Since you are saying I'm dead wrong, then wait until your bank raises it's fees and see who dead wrong I will be. 

sounds like you have the money to cover it. Not everyone is that lucky..

I think you need to relook the laws in what they are working on cause your dead wrong !!!

Again I read what you said but that is a belief that you have about yourself. I didn't not say that YOU did. Read your comment again and again....

You have to dig deeper in yourself to think that way about YOU!! 

You are the one bring this up and YOU are the one with understanding what is going on in your life....

Now that I see what you are saying you have a lot of things to search for in yourself. 

Dig deep and all the comments and the article I put out. YOu are taking it to deeply and that could a problem with yourself. 

Understanding your feelings is your first step to getting in touch with who you are. 

The more madder you get to me the more I'm telling you the truth. Teach yourself the understanding of what is really going on with yourself. Before you can understanding anything else...

You are in control of your life and no else is....

Get mad, cuse me out, tell me names, get anger at!! Yell! at me. Tell me I'm lying but the more you do that the more I see I'm telling you the truth..

YOu are in control of your life.... Think about it!!

The point that I'm trying to make..... Fees are getting ready to be charged. According to the new laws, Banks can charge you more for usage.

I"m not saying that it's not safer, the point I'm making is that charges are getting ready to be done. Use cash!!

If you use your ATM some banks are getting ready to charge you not matter where you use it. Banks are getting ready charge a fee...

The whole point to this is FEES are getting ready to be charge for usage.... Read the article correctly. FEES are going to charged for usage of an ATM card, a debt card and a credit card. 

You did not read what I was trying to point out. I'M TRYING TO SAVE THOSE PEOPLE WHO USE SERVICES FEES CHARGES. 

I heard that banks will charge for ATM fees, Debt card services, statement fees, credit usage. 

When I was putting this article, I was reading a magazine and ONE bank will chare you $60.00 for not using there credit card. Another bank is going to start charging there customers 75 centes for swipping your Debt Card per transaction. I also read that if you get a bank statement in the mail, another bank is going to charge you $1.50 per bank statment per month. 

So again, I"m trying to save people money. I'm letting them know that charges are getting ready to happen. 

I never said that ATM is the safest, you did not read it correctly. I"m trying to save money for those who are already having problems to make ends meet. 

CASH is the only way to go, unless you have a lot of money are you can forward to be charged FEES....

When you don't have a driver's license and want to order pizza you need ID so Until I can get to dmv without someone having the flu i have to have cash on hand not alot a little and to do my laundry with too. but to have that little amount stolen no matter how well i guarded it - the lady next door is not coming in again. wouldn't let her in yesterday to see the cat..I am not let in her place. My credit card when stolen I don't get charge for the things ie jacknbox...

heck ricardog I learned that long ago..

I did read it but you did not read mine.

Remember you are in control of your life and no one else.